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Alatau: Move-in before mortgage approval with "Key before Mortgage"

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LivingGate1 Source

Published · last updated · 28 Jul 2026

Otbası Bank and developer NEST STROY have introduced the "Key before Mortgage" model in Alatau. Buyers can move into Gate City once 50% of the purchase price is deposited, without waiting for full mortgage approval. The rental period until contract signing is free of charge.

District: Gate (named in the source)

Key facts

  • Project "Key before Mortgage" by Otbası Bank and NEST STROY.
  • Move-in possible with 50 % deposit before intermediate loan (8.5% p.a.) is finalized.
  • Gate City residential complex in Alatau; apartments with finish and basic furniture.
  • Prices from 19.8 million tenge (1-room) to 35 million tenge (3-room).
  • School already opened, kindergarten planned for next year.

All sources (1)

  1. Казахстанцы смогут заселиться в квартиру еще до оформления ипотеки: как это работаетDigitalBusiness.kz · · RU

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AETEK GmbH Lindenstraße 5
63808 Haibach, Germany

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DE288091462

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